The bank in brief

We carrie out banking activities throughout Denmark.

Since the beginning in 1886, the bank has focused on credit line management and cost control - we still do - and that has resulted in a first-rate bank.

The bank in brief per medio November 2018:

  • Ringkjøbing Landbobank was established in 1886
  • Balance sheet total: 49.3 billion DKK
  • Rate of costs: 42,7%
  • Tier 1 capital ratio: 15.3%
  • Total capital ratio: 19.3%
  • Shareholders' equity: 7.2 billion DKK
  • Profit medio November 2018:
    - before tax: 752 million DKK
    - after tax: 623 million DKK
  • Core earnings: 841 million DKK

All pro forma figures are per medio November 2018.

Additional key figures? Please click here.

 

Merger with Nordjyske Bank

On 8th June 2018 Ringkjøbing Landbobank mergered with Nordjyske Bank. Read more about the merger here.

Ownership

The bank had at 29 June 2018 54,668 registered shareholders.

The following shareholders have stated that they own more than 5% of the bank's share capital:

  • Nykredit Realkredit A/S, Copenhagen, Denmark
  • ATP, Hillerød, Denmark

The management

Generel management

Tab 1

Generel management


John Fisker, CEO 

Phone +45 97321166
post@landbobanken.dk
Torvet 1, DK-6950 Ringkøbing
Claus Andersen
Claus Andersen, General Manager

Phone +45 98703000, +45 61614504
ca@landbobanken.dk
Torvet 4, DK-9400 Nørresundby 

Jørn Nielsen, General Manager

Phone +45 76249254 
jn@landbobanken.dk
Torvet 1, DK-6950 Ringkøbing 
Carl Pedersen
Carl Pedersen, General Manager

Phone +45 98703001, +45 20621649 
carl.pedersen@nordjyskebank.dk
Torvet 4, DK-9400 Nørresundby 

Board

Tab 1

Board

The board of directors:

  • Martin Krogh Pedersen (chairman)
  • Mads Hvolby (deputy chairman)
  • Jens Møller Nielsen (deputy chairman)
  • Morten Jensen
  • Jon Steingrim Johnsen
  • Jacob Møller
  • Lone Rejkjær Söllmann
  • Sten Uggerhøj
  • Dan Junker Astrup (elected by the employees)
  • Gitte E. S. H. Vigsø (elected by the employees)
  • Arne Ugilt (elected by the employees)
  • Finn Aaen (elected by the employees)

Shareholders' committee

Tab 1

Shareholders' committee

The Shareholders' committee:

  • Kristian Skannerup (chairman)
  • Allan Sørensen (deputy chairman)
  • Anette Ørbæk Andersen
  • Hejne Fomsgaard Andersen
  • Per Lykkegaard Christensen
  • Claus Dalgaard
  • Ole K. Erlandsen
  • Niels Ole Hansen
  • Tonny Hansen
  • Leif Haubjerg
  • Mads Hvolby
  • Poul Johnsen Høj
  • Kim Jacobsen
  • Erik Jensen
  • Morten Jensen
  • Poul Søe Jeppesen
  • Claus Kaj Junge
  • Toke Kjær Juul
  • Anne Kaptain
  • Carl Erik Kristensen
  • Henrik Lintner
  • Niels Erik Burgdorf Madsen
  • Jacob Møller
  • Lars Møller
  • Bjarne Bjørnkjær Nielsen
  • Jens Møller Nielsen
  • Ole Nygaard
  • Bente Skjørbæk Olesen
  • Martin Krogh Pedersen
  • Poul Kjær Poulsgaard
  • Karsten Sandal
  • Jens Otto Størup
  • Lone Rejkjær Söllmann
  • Egon Sørensen
  • Jørgen Kolle Sørensen
  • Peer Buch Sørensen
  • Lise Kvist Thomsen 
  • Sten Uggerhøj
  • John Chr. Aasted

 

Information

Ratings

Current rating

Tab 1

Current rating

The bank has been awarded the following ratings by Moody's Investors Service:

Date Baseline Credit Assessment (BCA) Long Term Bank Deposit / Long Term Issuer Rating Short Term Bank Deposit / Short Term Issuer Rating Counterparty Risk Rating / Assessment
Long Term / Short Term
Rating action 26.06.2018*) A3 A1 / A2 P-1 / P-1 Aa3 / P-1
Credit opinion 23.05.2018*) A3 A1 / A2 P-1 / P-1 Aa3 / P-1
Rating action 23.05.2018*) A3 A1 / A2 P-1 / P-1 Aa3 / P-1

*) Outlook: Stable

Company Profile - Key Facts and Statistics - 19.12.2017

The bank’s management can be contacted if there are any questions on the above.

Previous rating actions

Tab 1

Previous rating actions

Date Baseline Credit Assessment (BCA) Long Term Bank Deposit / Long Term Issuer Rating Short Term Bank Deposit / Short Term Issuer Rating Counterparty Risk Rating / Assessment
Long Term / Short Term
Rating action 26.06.2018*) A3 A1 / A2 P-1 / P-1 Aa3 / P-1
Rating action 23.05.2018*) A3 A1 / A2 P-1 / P-1 Aa3 / P-1
Rating action 26.09.2017*) A3 A1 / A2 P-1 / P-1 Aa3 / P-1
Rating action 17.06.2015 A3 A1 / - P-1 / - Aa3 / P-1
Rating action 17.03.2015 Baa1 Baa1 / - P-2 / -  
Rating action 30.05.2012 Baa1 Baa1 / - P-2 / -  
Rating action 19.05.2011 A3 A3 / - P-2 / -  
Rating action 16.02.2011 A2 A2 / - P-1 / -  
Rating action 08.09.2009 A2 A1 / - P-1 / -  
Rating action 22.07.2009 A2 A1 / - P-1 / -  
Rating action 22.05.2007 A2 A1 / - P-1 / -  

*) Outlook: Stable

The bank’s management can be contacted if there are questions on the above.

Previous credit opinions

Tab 1

Previous credit opinions

Date Baseline Credit Assessment (BCA) Long Term Bank Deposit / Long Term Issuer Rating Short Term Bank Deposit / Short Term Issuer Rating Counterparty Risk Assessment
Long Term / Short Term
Credit opinion 23.05.2018*) A3 A1 / A2 P-1 / P-1 Aa2 / P-1
Credit opinion 20.03.2018*) A3 A1 / A2 P-1 / P-1 Aa2 / P-1
Credit opinion 04.10.2017 A3 A1 / A2 P-1 / P-1 Aa2 / P-1
Credit opinion 26.05.2017 A3 A1 / - P-1 / - Aa3 / P-1
Credit opinion 16.12.2016 A3 A1 / - P-1 / - Aa3 / P-1
Credit opinion 21.06.2016 A3 A1 / - P-1 / - Aa3 / P-1
Credit opinion 21.12.2015 A3 A1 / - P-1 / - Aa3 / P-1
Credit opinion 02.07.2015 A3 A1 / - P-1 / - Aa3 / P-1
Credit opinion 02.04.2015 Baa1 Baa1 / - P-2 / - - / -
Credit opinion 11.08.2014 Baa1 Baa1 / - P-2 / - - / -
Credit opinion 05.08.2014 Baa1 Baa1 / - P-2 / - - / -
Credit opinion 19.12.2013 Baa1 Baa1 / - P-2 / - - / -
Credit opinion 07.05.2013 Baa1 Baa1 / - P-2 / - - / -
Credit opinion 01.06.2012 Baa1 Baa1 / - P-2 / - - / -
Credit opinion 25.04.2012 A3 A3 / - P-2 / - - / -
Credit opinion 17.02.2012 A3 A3 / - P-2 / - - / -
Credit opinion 13.01.2012 A3 A3 / - P-2 / - - / -
Credit opinion 27.05.2011 A3 A3 / - P-2 / - - / -
Credit opinion 24.02.2011 A2 A2 / - P-1 / - - / -
Credit opinion 06.12.2010 A2 A1 / - P-1 / - - / -
Credit opinion 15.03.2010 A2 A1 / - P-1 / - - / -
Credit opinion 23.11.2009 A2 A1 / - P-1 / - - / -
Credit opinion 01.10.2009 A2 A1 / - P-1 / - - / -
Credit opinion 29.07.2009 A2 A1 / - P-1 / - - / -
Credit opinion 20.02.2009 A2 A1 / - P-1 / - - / -
Credit opinion 11.08.2008 A2 A1 / - P-1 / - - / -
Credit opinion 30.04.2008 A2 A1 / - P-1 / - - / -
Credit opinion 12.11.2007 A2 A1 / - P-1 / - - / -

* Outlook: Stable

Master file

Ringkjøbing Landbobank A/S
Torvet 1
DK-6950 Ringkøbing
Denmark

Phone: +45 97 32 11 66
Mail: post@landbobanken.dk
Web page: www.landbobanken.com

CVR-no. (Danish Central Business Register): 37536814

Danish bank identification numbers: 7670 (main number), 7370, 7371, 7372, 7375, 7379, 7400, 7401, 7402, 7403, 7405, 7406, 7407, 7408, 7420, 7421, 7422, 7423, 7428, 7432, 7433, 7434, 7435, 7436, 7440, 7441, 7442, 7443, 7444, 7445, 7446, 7447, 7448, 7449, 7450, 7451, 7452, 7453, 7454, 7455, 7456, 7457, 7458, 7459, 7530, 7531, 7535, 7679, 7800, 8090, 8091, 8099, 8460, 8461, 9024, 9033

LEI code: 2138002M5U5K4OUMVV62
SWIFT code: RINGDK22

Ringkjøbing Landbobank A/S is supervised by the Danish Financial Supervisory Authority.