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CEO John Fisker presents the quarterly report for Q1 2025:

Quarterly report for Q1 2025

The bank’s board of directors and general management today approved the quarterly report for the first quarter of 2025.

The bank delivers core earnings of DKK 812 million and net profit of DKK 616 million in the first quarter of the year. The net profit is equivalent to a 22% p.a. return on equity.

Core earnings

(DKK million)
Q1 2025Q1 20242024
2023
2022
2021
Total core income1.0561.0404.0683.8282.8622.433
Total expenses and depreciation2592471.044963891817
Core earnings before ompairment charges for loans
7977933.0242.8651.9711.616
Impairment charges for loans etc.+240+3-1-2-68
Core earnings
8217933.0272.8641.9691.548
Result for the portfolio etc.-6+23+62-7-69+7
Amortisation and write-downs on intangible assets5520202017
Tax194195768682385309
Net profit
6166162.3012.1551.4951.229

 
Highlights of the first quarter of 2025

  • The net profit of DKK 616 million is unchanged compared to last year and equivalent to a 22% p.a. return on equity
  • Earnings per share (net profit) increase by 5% to DKK 24.5 in the quarter
  • Core income increases by 2% to DKK 1,056 million
  • Costs increase by 5%, and the cost/income ratio is 24.5%
  • Continued strong credit quality means that impairment charges of DKK 24 million were carried to income in the quarter
  • Highly satisfactory increase in customer numbers and growth of 10% in loans and 8% in deposits
  • The Ringkjøbing Landbobank brand remains in first place in the annual Voxmeter image survey
  • Decision to launch a new share buyback programme for DKK 1 billion
  • The expectations for net profit for 2025 are maintained unchanged in the range DKK 1.8 - 2.2 billion

Quarterly report Q1 2025 (pdf)     Quarterly report Q1 2025 (xhtml)

Annual report 2024 (pdf)     Annual report 2024 (xhtml)

Accounts

Here are the accounts of Ringkjøbing Landbobank

 1st quarter reportInterim report1st-3rd quarter reportAnnual report
2025Q1 2025 (pdf)
Q1 2025 (xhtml)
06.0822.10 
2024Q1 2024 (pdf)
Q1 2024 (xhtml)
H1 2024 (pdf)
H1 2024 (xhtml)
Q3 2024 (pdf)
Q3 2024 (xhtml)
Annual report 2024 (pdf)
Annual report 2024, official (xhtml)
Extract of annual report 2024
202326.0402.0825.10Annual report 2023 (pdf)
Annual report 2023, official (xhtml)
Extract of annual report 2023
202227.0403.0826.10Annual report 2022 (pdf)
Annual report 2022, official (xhtml)
Extract of annual report 2022
202128.0404.0827.10Annual report 2021 (pdf)
Annual report 2021, official (xhtml)
Extract of annual report 2021
202029.0405.0828.10Annual report 2020
201901.0507.0823.10Annual report 2019
201810.0415.0814.11Annual report 2018
Annual accounts 2018
201726.0402.0825.10Annual report 2017
Annual accounts 2017
201620.0403.0826.10Annual report 2016
Annual accounts 2016
201522.0405.0821.10Annual report 2015
Annual accounts 2015
201423.0406.0822.10Annual report 2014
Annual accounts 2014
201324.0407.0823.10Annual report 2013
Annual accounts 2013
201225.0408.0824.10Annual report 2012
Annual accounts 2012
201127.0403.0826.10Annual report 2011
Annual accounts 2011
201021.0411.0827.10Annual report 2010
Annual accounts 2010

See all annual reports here

 

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